What you need to check when buying an apartment. How to check the apartment deal when buying yourself. What documents to check when buying an apartment. How to check the apartment for cleanliness when buying

The purchase of an apartment is a serious solution. This procedure is carried out over a certain period of time. In order to find a legally clean apartment and arrange the acquisition without errors, the help of a professional who is associated with the real estate area is necessary. However, today not everyone has a familiar lawyer or realtor who can solve this issue. We hope that after reading this article you will not make mistakes during the purchase of housing.

How to check the apartment when buying?

When this important question affects you, you should know what to check when buying an apartment. Most importantly, you need to pay attention to the following important points:

• Who exactly shows you an apartment. It is desirable that this person himself be the owner of the housing.
• How to check the neighbors when buying an apartment who live in the same entrance.
• View the courtyard and the entrance in what condition these objects are.

If you have already firmly decided to purchase a particular apartment, get down to the question - how to check the apartment for cleanliness when buying.

So that you do not encounter adverse consequences that are associated with contesting the future transaction, check the title documents first. But what documents should I check when buying an apartment?

• Title document. For example, an agreement on the purchase and sale or an agreement on the delivery of an apartment and so on.
• Certificate of state registration of property rights, which was issued by the registration authority.

How to check the apartment before buying through Rosreestr?

The most basic that should be in the document is the mark of Rosreestr. It is she who is considered a confirmation of state registration of law. In addition, you need to make sure that all documents are related to real estate you buy.

When you study the technical passport for an apartment or a cadastral passport, compare the contents in them with a real state of real estate, you can make sure that there is an apartment in the apartment or not uncontrolled redevelopments. If there are one, then the purchase process can be significantly complicated.

In the event that the redevelopment was insignificant, then you can legitimize or return the apartment to the apartment. You must also be worried about the question-how to check the heirs when buying an apartment, who is the owner at that time, whether there are any restrictions on others. To do this, you will need to take an extract from the Unified State Register.

This document allows you to find out how to check the history of the apartment before buying from 98 years. The period before this year is described in the documents issued by RBI. If you find that the apartment participated in several sales operations from the moment it was put into operation, then you will have to check all the transactions. They must be committed legally. By comparing each document that we listed above, plus convinced of the absence of contradictions, you will never be affected by the issue of contesting the sale and sale in the future.

How to check the apartment yourself when buying?

This stage is considered the most important. You are simply obliged to spend the maximum of your own zeal on it so that in the future you will not be affected by problems and troubles.

So, how to check the apartment before buying for the purity of the transaction? Why is this necessary?

To begin with, you should know that in some situations, during the purchase of housing, some buyers have disputes and conflicts that relate to the transaction, for example, after a certain time, the former owner decides to dispute the sold apartment. Therefore, if you want to know how to check the deal when buying an apartment, plus avoid many problems, check all the people who participate in this process.

You must affect such questions:

• How to check the seller of the apartment when buying? It is especially worthwhile to check the owner of the apartment. So you can avoid various risks (the sale of an apartment using fake documentation, for fake addresses). Before buying, the seller should have the following documents: a passport, a certificate that he is capable of, a power of attorney with a certificate. The second document, as a rule, takes the owner of the apartment, visiting the narcological and neuropsychiatric dispensary.
• How to check the realtor when buying an apartment? Can he trust him or not? This situation is a little more complicated, because you will have to make sure that the representative has a genuine passport and a notarized power of attorney without errors. In order to check the second document, you will have to visit the notarial chamber.

As a rule, disputes can occur even due to these grounds:

• If there is a person who was previously absent, was not registered at this address.
• If the registration of children who did not reach adulthood was canceled, without the consent of the employees of the Board of Trustees.
• If the previous owner of the apartment was declared incompetent in court. For example, due to excessive drug use, alcohol and so on.
• If there are several heirs and a dispute occurs between them.
• If the privatization of the apartment was framed with some violations and errors.
• If information about those people who are inscribed in the apartment was hidden.

How to check the apartment with a purchase in the secondary market?

Not everyone knows how to check the developer when buying an apartment. Although we all at one point begin to think about how to purchase our own housing and how to legally check the apartment before buying. Therefore, this issue is currently considered very relevant and quite serious.

Someone no longer wants to rent real estate, but wants to buy something of his own, as he began to receive a much greater wage. But there are those in whom financial capabilities do not very much allow, which sometimes scares people before such a serious purchase.

There are some great options for acquiring your housing:

• Buying an apartment at the expense of secondary market offers.
• Buying an apartment at the expense of the primary market offers.

In the second option, there is a high probability of deception. Pay special attention to this issue - checking the developer, since often unscrupulous firms disappear in an unknown direction with the financial capabilities of investors, while leaving behind unfinished buildings.

Where to check the apartment when buying, and which methods to use? You can check the developer with the following ways:

• Analyze and look for information about the developer on the Internet. This method today is considered the most affordable.
• Contact the association of investors who have suffered, receive information about the chosen developer and his unfinished projects.
• Also read the reviews of people who have invested their own finances. They may tell you what exactly you can face problems during the purchase, which company is better to choose for such a transaction.

You may like the option - buying using a realtor. As a rule, realtors and other persons who are engaged in the sale and purchase of real estate check specific objects. They also evaluate the work of partners and organizations that cooperate with them.

You can simultaneously consult a legal entity, which will also carefully check the process of the transaction. Of course, you will have to pay a round amount for the help of these persons. Believe me, these people are serious about their work, they will definitely help you, therefore, do not save on checking.

And, the very last option - check the documents from the developers themselves. During the transaction, do not miss a single moment. The more carefully your test will be, the less likely the problems of problems. The builder company must have such documents without fail:

• A license that allows you to build houses.
• Constituent documents.
• Documents that indicate the deadline for building the house, the date of its commissioning.
• Permission that allows construction work.
• Accounting reports.
• Permission to the administration for construction.

If you have chosen a bona fide developer, he will definitely give you these documents.

What to check when buying an apartment in a mortgage?

Very often, buyers do not have enough finance to pay the full amount during the purchase of the apartment. The acquisition of real estate in a mortgage has its own nuances. Therefore, the process of the transaction consists of two important approvals:

• Receiving the seller for the permission of the banking institution for the alienation of the apartment.
• The approval of the buyer on the compilation of a mortgage.

It is easier to solve such a problem by receiving a mortgage in the same bank. In this case, the bank is more loyal, because in fact it does not make a profit due to the fact that the contract is terminated ahead of schedule. We offer you the full instruction of how to check the reliability of the developer when buying an apartment.

In addition to the fact that you will have to submit a package of documents, you will still have to ask the developer of the future home to provide you with the following papers:

• A document that confirms that the land is indeed the property of the developer.
• Design documents.
• Constituent papers.

From the very beginning, the security service of a banking institution will check the builder for the official construction. Plus, the bank will analyze the prospect of completing construction work. The chance to get a mortgage is significantly increasing if the banking institution is an investor of this construction.

And all because the bank is interested in selling real estate and payback of its own investments. However, it is even easier if you decide to buy real estate from a company that has already received the accreditation of the bank.

Have you decided to buy housing? Do not depart from your goal, strive with all your might for it and then you will succeed.

Video: How to check the apartment when buying?